The howling winds and driving hail of Minnesota’s severe storms can cause significant damage to your roof, keeping you awake at night. At Sela Roofing & Remodeling, we provide full-service restoration and handle all insurance negotiations to give you the peace of mind that your home will be secure again.

Signs Your Twin Cities Home Has Roof Storm Damage

Understanding how to spot the signs of storm damage is the first step in filing a successful insurance claim. Here’s what you should look for. 

• Missing shingles
• Dented flashing
• Granule Loss
• Fractures in exterior roofing materials
• Lifted or curled shingles (caused by wind lift)

Each of these issues allows moisture to penetrate your exterior roofing materials and requires immediate attention to avoid long-term damage.

5 Steps to File a Winning Roof Wind and Hail Damage Insurance Claim

Storm damage isn’t always easy to spot, which can lead to claim denials or partial repairs. Follow these steps to learn how to identify all existing damage and get insurance to pay for your roof repairs

1. Get an Independent Inspection:  If you believe your roof has sustained damage from an extreme weather event, it is crucial to get an independent wind and hail damage roof inspection from a professional contractor, such as Sela Roofing & Remodeling,  before the insurance adjuster visits your property. Having an expert advocate ensures no hidden damage is overlooked by the insurance company. 
2. Initiate the Claim Process: Once our roofing professionals have assessed the damage and advised on next steps, we’ll assist you in initiating the claim with your insurance company.
3. Insurance Inspection: The insurance adjuster assesses the damage to determine the scope of covered repairs. It is highly recommended to have us present during this visit; our expertise ensures that all damage is properly documented and accounted for in the claim, preventing the insurance company from overlooking necessary repairs.
4. Claim Review and Project Planning:  Once you receive your claim documents, our roofing professionals will help you navigate your options and advise on the best products to achieve your repair goals.
5. Project Completion: After you’ve chosen the materials and scheduled the project, our experienced crews will complete the roof repairs. We’ll stay in communication with you throughout the project so you always know exactly what’s going on with your home. 

When the project is complete, Sela Roofing & Remodeling will correspond with the insurance company and the city to ensure the work passes all necessary inspections.

Why Prompt Emergency Roof Repair Matters

When a storm damages your roof, you have no time to lose. Even when the damage doesn’t expose your home’s interior to the elements, roof damage can still expose building materials to moisture, leading to structural leaks, mold, or other damage. Waiting to file a claim can also affect your insurance coverage, as insurers often issue denials for neglect. 

Partner with the Twin Cities’ Trusted Storm Damage Experts

Insurance adjusters can miss hidden signs of damage and often deny storm damage claims. That’s why it’s crucial to work with a trusted, local roofing contractor immediately after your roof is exposed to storm damage. 

When you’re looking for emergency roof repair near the Twin Cities Metro from professionals who deal with all insurance companies, turn to Sela Roofing & Remodeling. Since 1982, our family-owned company has provided dependable and affordable roofing solutions to homeowners and businesses throughout the Twin Cities. 

Dealing with roof storm damage that insurance doesn’t want to cover? Reach out to us today to learn how we can help.

Image credit: // Shutterstock // PNUMETAL